Does Dental Insurance Cover Implants?

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Does Dental Insurance Cover Implants?

Does Dental Insurance Cover Implants?It is sometimes difficult to discern whether a procedure is covered by health insurance or dental coverage. This is especially true when it comes to dental implants. Are they covered by dental insurance? Well, that depends on what kind of insurance you have and what type of implant you receive. Not all insurance policies are the same, and not all implant procedures are the same, either.

Understanding Dental Insurance Coverage

Unfortunately, many insurance companies look at dental implants as cosmetic and not medically necessary. For this reason, they are often not covered. However, replacing a missing tooth or teeth can be critical to a person’s physical and mental health and well-being.

Both medical and dental insurance coverage may have to be utilized to cover your dental implant procedure. Take the time to review your insurance policy to see if the specific procedure you want is listed. If it is not clear to you after reading your policy whether the procedure is covered, you can call your insurance company and ask some key questions, such as:

  • Does this policy cover implants?
  • If so, what percentage of the total cost is covered?
  • Does the policy require a referral before dental implants will be covered?
  • Is there a maximum out-of-pocket dollar amount per year?

The staff at Babylon Dental Care will be happy to inquire about whether your insurance company will cover your treatment or not.

What Are the Elements of an Implant Procedure?

If you are trying to determine whether your dental implant procedure is covered, you might need to look up each individual portion of the procedure to determine what is or is not covered. Following is a list of procedures that usually comprise a dental implant, and some information about what, if anything, is usually covered by insurance companies.

  • Tooth Extraction: If one of your teeth has been completely knocked out, then obviously, you don’t need to have it extracted. Often, however, all or part of the damaged tooth is still present and will have to be removed before an implant can take its place. Most dental insurance policies will cover such extractions in full or at least in part.
  • Bone Grafting: Sometimes, to give an implant a strong foundation, a patient’s underlying jawbone must be reinforced. Despite the fact that this is a crucial step in the implant procedure, it may not be covered by dental insurance.
  • Placing the Implant: Most insurance companies deem the implant placement as a “major” dental procedure. “Major” in this case has more to do with the cost than the intensity of the treatment. Major procedures are covered up to 50 percent by some dental insurance plans.
  • Placing the Artificial Tooth: Also considered a “major” procedure by most insurance companies, attaching the artificial tooth or “crown” to the implant post provides you with the appearance and functionality of a natural tooth. Again, because it is considered a major procedure, it may be covered up to 50 percent.

How Much Does an Implant Cost with Insurance?

Does Dental Insurance Cover Implants?We can’t give you a specific dollar amount for the cost of an implant. The cost of a tooth replacement is typically 20 to 50 percent less if you have insurance. In some cases, however, it might only be ten percent less. This is not taking into account whether you have reached your annual deductible.

The overall cost of an implant is dependent on many factors. Some of these include:

  • The density of your jawbone
  • The condition of your gums and teeth and your general oral health
  • The type of implant you receive
  • Whether you are getting upper or lower implants
  • Whether you need additional surgery

If you don’t happen to have insurance, be sure to check out our Care Plan. Enrolling in the plan can help you save money on your basic dental needs.

Schedule an Appointment with Babylon Dental Care Today

If you have had a tooth damaged and need an implant, or if it has been more than six months since your last check-up and cleaning, contact our friendly and qualified Babylon Dental Care team at (631) 983-6665. We will address all your dental concerns in a compassionate and non-judgmental way.

We offer comprehensive examinations and state-of-the-art treatments. Remember, good oral hygiene is one great way to avoid many health issues, so don’t forget to schedule routine cleanings.

We understand that you may have some anxiety and fear about going to the dentist. Let our dentists and staff provide the kind of compassionate, inviting dental care experience you deserve.

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“This is quite possibly the most impressive Dental office I’ve ever seen. All the staff goes above and beyond to make you feel welcome. The office is so gorgeous through out. I loved my hygienist, she was very knowledgeable and very thorough and informative about being proactive with your hygiene habits. Dr Hsu was amazing. I highly recommend him. Very professional and explains everything he’s doing and that you’re comfortable during the visit. I’m really glad I found this office and my new Dentist.”

Angel W


“I went there during covid as my dentist was shut down by the pandemic. They really do everything they can to make you feel good about your experience. Melanie who cleans my teeth as well is wonderful and does a great job everything by the time I leave I don't want to go. Excellent place for dental work. They go above and beyond.”

Connor L


“At Babylon Dental Care, “care” is given from arrival to check out. I was anxious; it had been a few years since my last filling. From the moment I walked into the exam room, Karen comforted me. She explained the process, answered my questions and talked with me to keep me calm. Dr. Wrann was excellent! I did not have any pain before, during or after the procedure. So happy! Thank you to a truly great team!”

Kristina F


“Had the zoom whitening treatment and all I can say is wow!!”

Beth L


“I cannot adequately express my appreciation for this practice. Best dental practice ever! Everyone is so kind, caring and respectful. I don't dread going to the dentist anymore. I've had a lot of work done and am extremely pleased. They are very gentle and strive to keep you pain free. Very professional from reception on up. I highly recommend Babylon Dental. Would give them 10 stars if I could!”

Debra B


“I've never had such an amazing experience at a dentist. They are so kind, so caring, so friendly, and really make you feel appreciated and not just like a patient number. I am blown away by the care I received here, and will be recommending them to everyone I know!”

Jessica C


“Babylon Dental Care is an amazing practice! I had an issue with my teeth and they took me immediately. Their friendly and compassionate staff walked me through each step and in a matter of a week I had that tooth extracted and my flipper ready for every day use! You can’t even tell I have it in! The office is spotless and they even have Netflix! How cool is that! You’re welcomed as soon as you walk in and they made me feel so comfortable. Dr. Golo and Dr. Knakal took such good care of me and I would recommend them to anyone! The office is so convenient and literally across the street from my home so it doesn’t get better than that! Thank you Babylon Dental!”

Joseph S


“I recently moved approximately 300 miles away, I continue to make the trip back to Babylon Dental Care. My hygienist Paige could not be kinder, friendlier or professional. I have been having issues with bone loss in my jaws and now it's time for implants. Dr. Knakal has been outstanding. I know I am in the best hands. Everyone I have dealt with at BDC from the receptionists to the checkout personnel are awesome! I will be continuing to make the trip for all my dental care.”

Pete R


“Very professional staff and the hygienist Melody is amazing. The dentist are very thorough and they explained every little bit of details of your procedure. They make you feel so relaxed and welcoming. I would recommend Babylon Dental Care to anyone.”

Verona B


“Professional and courteous staff, every time I come here I’m more than satisfied. Dr Wrann & Dr Knakal are exceptionally good. I would highly recommend Babylon Dental!”

Nick S


“I've been coming here for about a year and a half. I have always had Francesca and she's great. She's always professional, friendly and honest with me. They have a pretty good system with the walkie-talkies too which makes the process more or less pretty smooth. I also really appreciate that they are transparent up front with cost, not many places are like that in my experiences.”

Scott A


“I have been using Babylon Dental Care for almost 10 years. Dr. Brown, Jen, Melody and Michelle are incredible. They are always concerned with the patients well being and health making it a different experience. They treat you like family, not a patient. I use them for dentistry and their silent night therapy. Thank you for taking care of my family. Great job team!”

Chuck M


“Amazing experience getting my teeth cleaned at Babylon Dental Care. Melody is fantastic and provided a top-notch painless service. Highly recommend.”

Ron S


“First time here, never felt so comfortable at the dentist. Super clean and friendly staff. Corrin and Dr. Brown are absolutely wonderful! Very thorough and knowledgeable.”

Cara P


“I would highly recommend Babylon Dental Care. The Drs and Staff are all very friendly and professional. They take the extra time to explain the procedures which are truly done gently and with care. I saw Dr. Knakal and Dr. Diamond. The lobby is comfortable and the dental work areas are immaculate. Also, I have never had to wait very long before being seen!”

Regina B


“First visit and everyone was so nice and made the transition to a new dentist seamless! Corinn did a great cleaning and explained everything as she was doing it!”

Kayleigh P


“Everyone in the Patchogue office are wonderful! Kind, caring, and attentive. I have always hated dentists but I am never anxious to come there. I can honestly say I have NEVER felt this at ease. Thank you all for making this a wonderful experience for me. I won’t ever hesitate to go to the dentist again!”

Susan G


“From the moment I walked in it was a great experience. The facility is modern and clean. I was treated extremely well. And I really don't like going to the dentist but I'm actually looking forward to my next visit. Everyone I met was great! Thank you for making me feel comfortable.”

Tom M


“Dr. David and the entire staff at Babylon Dental Care are amazing! Every single person who works there is so kind compassionate. I’m a very nervous patient and Dr. David and his assistant Amber made me feel so at ease. I highly recommend Babylon Dental Care especially if you’re an anxious patient!”

Elisabeth D


“Love this office and all staff! From the front desk, to the hygienist, the dentists and the lovely ladies that check you out, it’s a top notch experience. I trust them 100%!”

Marian P


“This was my first time at this Dental office. I went in for a cleaning and dental exam. The office is Clean and modern. I felt comfortable and welcomed right from the start. My hygienist 'Melody' was great! I feel that she was very thorough, talked me through everything she was doing and made recommendations for improving my routine at home. My dental exam with Dr. Diamond was just as pleasant. I liked that she also took her time and I didn't feel rushed. All-in-all it was a good experience. The entire team at the clinic displayed a high level of professionalism and made me feel comfortable throughout my visit.”

Brenda S


“I had my teeth cleaned by Melody and she did an incredible job. She is gentle, and caring. My teeth look and feel amazing! I normally hate going to the dentist but now look forward to my cleanings with Melody and this location! Everyone is this office is so kind and sweet from the moment you walk in.”

Gillian W


“Really love this office, they are so kind and non judge mental, I have dealt with so many judge mental dental offices and I have felt totally at ease here. Truly grateful to find them. Dr David is so gentle and for the first time ever I don’t have an anxiety attack coming in to the dentist. The ladies in the front are a pleasure as well, Beth is a breathe of fresh air.”

Angela P


“Absolutely incredible team. From the very moment you walk in you're greeted with kindness and people who want to help you. When I was asked how everything was I literally told them I was speechless. Having had terrible experiences as a kid with dentistry I wasn't sure if the nice things I've heard and read would live up to my expectation. I'm so glad they met them, and even went above and beyond what I had imagined. They offered me several options (a comfort menu) for things I could ask for to help make the time go by easier and with less anxiety.. all for free! If you have been holding off due to how long it's been and how anxious you might be then take this as your sign to look into coming here. I really truly am so glad I overcame my fear and made my appointment, they are just *that* good”

Brian K